Mark Hurst tells a powerful story of anti-consumer experience on his Good Experience blog.

Matthew Shinnick sold a pair a mountain bikes on Craigslist, but the check he received in the mail looked a bit suspicious. He mentioned this to the teller at San Francisco branch Bank of America. Moments later he was dragged from the bank in handcuffs and spent the next 12 hours in jail. The charges were dropped but Shinnick ended up spending over $14,000 in legal fees.

Bank of America’s response? We’re sorry this happened, and we understand your anger, but we don’t really have any liability. Wow! Now that is some customer service: we don’t owe you anything! Sounds like they’re really setting some “higher standards”–for customers that is! Consumer Advocate Clark Howard mentioned Matthew’s plight on his show and ended up starting a “BOA Meter” tracking how much money customers had removed from Bank of America by closing their accounts in response to the Shinnick crisis. It looks like it has topped over $50 million thus far.